The 60/40 portfolio is outdated
You may have seen in the press recently BlackRock Chairman & CEO, Larry Fink is challenging the 73 year old investing principle of the 60/40 portfolio. In fact in his 2025 annual letter to investors he says Diversification has been called the “only free lunch.” It was the motivating idea that led Nobel Prize-winning economists like Harry Markowitz and Bill Sharpe to develop Modern Portfolio Theory, which became the foundation for the standard portfolio of roughly 60% stocks and 40% bonds. Generations of investors have done well following this approach, owning a mix of the entire market rather than individual securities. ...
A 20% tax deduction? Potentially yes…
One of the potential benefits of investing in a REIT is the QBI deduction that can allow some people to deduct up to 20% dividend income. You read that right, 20%! What is the QBI Deduction? QBI (Qualified Business Income) deduction was established by the Tax Cuts and Jobs Act (TCJA) of 2017 It allows eligible taxpayers to deduct up to 20% of qualified business income, including dividends from REITs How does it benefit REIT investors specifically? Investors can deduct up to 20% of REIT dividends that are classified as ordinary income (known as Section 199A dividends). ...
The Steady Decline of Public Companies
The steady decline of public companies and the growing trend of businesses choosing to stay private is a fascinating trend to look at. As a growth company founder, I find it particularly interesting because it serves as both a temperature check on the broader economy and an opportunity for self-reflection — especially when evaluating the long-term direction and capital strategy of our business. These trends raise important questions: “Why are so many companies staying private?” “As a founder, what is their business plan for longevity?” Let’s look at a few of the underlying details: 📉 Fewer Public Companies Than Ever ...
CalTier REIT I is open!
We’re excited to announce that CalTier REIT I is now live! CalTier REIT I offers accredited investors access to B and A class multi-family and commercial real estate opportunities in gateway and stabilized markets. This REIT is designed to provide investors with: Potential Stable Cash Flow: Target annual returns are typically driven by steady rental income and property appreciation. Diversified Portfolio: Our focus is on Class A and B multi-family properties in high-demand urban centers, which may help to mitigate risks and enhance stability. Opportunistic Access: Investments in other commercial real estate types on ...
You are invited – Series B webinar
Here is a little fun quiz for you: What do Tesla, Amazon, Airbnb, Reddit, and Twitter all have in common? Obviously, they are all hugely successful, but these globally recognized companies have something else in common. Do you know? Add to Calendar Join us on the Series B webinar Tuesday 4th, at 11 am PST to find out! We will also discuss some frequently asked questions about the company and current Series B round open to accredited investors: Why we are not a marketplace but a vertically integrated business Where is CalTier now, and what ...
What is CalTier REIT I’s Goal?
CalTier REIT I plans to invest in a diversified portfolio of multifamily rental properties in established markets that require minimal improvements. It will focus on newly built core properties, primarily Class B & A assets in prime locations. The primary investment criteria include stabilized properties that require minimal improvements and offer stable cash flow. We aim to generate stable and growing dividends by capitalizing on high rental income and lower vacancy rates. We invite our accredited investors to make reservations before the fund's launch. When available, read the PPM and offering circular. Target of 8% - 10% yield* ...
