A Beginner’s Guide to Real Estate Crowdfunding
We created this article as a guide for those seeking more information on Real Estate Crowdfunding. Please consult your advisor before making any investment decision. This is for informational purposes only. Real estate crowdfunding is an exciting (and relatively new) way for investors to diversify their portfolios and get into a powerful asset class without a massive capital infusion. Crowdfunding can make it easier to invest in real estate by letting large numbers of investors pool their resources to buy a stake in large commercial projects. However, there are some definite best practices you might want to follow — and ...
Using a Self-Directed IRA for Real Estate Investments
If you have been following CalTier for any length of time, you have likely seen the term 'self-directed IRA' mentioned several times on our website or in emails. So what is a Self-Directed IRA? Self-directed IRAs (often called SDIRA for short) are self-directed individual retirement accounts that many favor in conjunction with a traditional Roth IRA. The big difference with a self-directed IRA is that these accounts can hold various alternative investments, such as real estate or an investment into a company. A custodian company administers them; however, you decide where the monies are invested as the account owner. ...
Assets for Inflation Protection
Over the last year, we have already seen hard goods such as lumber double and, in some cases, triple in price. If you own a home and have been making improvements, then you know this all too well. It's great for Home Depot, Lowes, and lumber yards but not for our wallets! There have been a lot of talks recently in the press about inflation getting out of control. So what can you do to protect against it, and are there assets that help? In this outstanding Investopedia Article - 9 Assets for Protection Against Inflation, they list the ...
Income & Growth?
In most investment circles, one desired goal is to have a balanced portfolio that provides income and growth (upside). The income-to-growth ratios can depend on many things, such as your personal goals and often your stage in life. Multi-Family can provide both income and growth. One of the reasons (one of the many!) we love fractionally investing in Multi-Family is that it allows for income (from rent payments) and growth. It gives you the best of both worlds. Not only that but as our fund grows in size, so too does the value of the units that an investor holds. ...
Is Real Estate Part of your Retirement Plan?
It is generally agreed that a balanced portfolio is a sensible strategy for most folks planning their finances for retirement. But what does this usually look like? Typically, most people have some mix of directly owned stocks or through a mutual fund or EFT, bonds, and perhaps some other asset classes. Real Estate is considered a solid alternative to adding to the mix. Why? It often performs as well as the S&P 500 (historically, this has been the case, as seen in this Fool.com article) but doesn't tend to fluctuate as stocks do. So there is a little more confidence and ...
CalTier Welcomes NBA Legend!
We are excited to announce that NBA Champion Metta World Peace has joined CalTier as our first 'Strategic Brand Ambassador.' We welcome him to the CalTier Family. Many of you will know Metta for his days starring at St. John's University and in the NBA, where just a few of his many achievements include being NBA All-Star, Defensive Player of the Year, and hitting the game-winning shot to help the Los Angeles Lakers win the 2010 NBA Championship. While Metta certainly had an impressive NBA career, many of you might not know that he has continued that spirit of excellence and applied ...
